The Roles Of Assisters And Automated Decision Support Tools In Consumers' Marketplace Choices: Room For Improvement.

Published

Journal Article

Assisters provide in-person and phone-based support to help consumers narrow their plan options on the Affordable Care Act's health insurance Marketplaces. We elicited the perspectives of a national sample of thirty-two assisters from ten states on consumer plan selection and available Marketplace decision support tools (for example, total cost estimators and provider network look-up tools). Assisters identified several shortcomings that limited their use of decision support tools, such as nonspecific cost estimates and inaccurate provider network data. Assisters instead provided individualized cost estimates, called provider offices to verify network coverage, and found innovative strategies to help consumers access care affordably under their chosen plan. Two priorities emerged for optimizing consumers' Marketplace insurance selection process: improve the quality of data used in decision support tools and invest in assister programs. Assister strategies should be a benchmark for improving decision support tools, with lessons to be learned for future tool development.

Full Text

Duke Authors

Cited Authors

  • Wong, CA; Ellsworth, E; Madanay, F; Chandrasekaran, D; Moore, M; Polsky, D; Ubel, PA

Published Date

  • March 2019

Published In

Volume / Issue

  • 38 / 3

Start / End Page

  • 473 - 481

PubMed ID

  • 30830825

Pubmed Central ID

  • 30830825

Electronic International Standard Serial Number (EISSN)

  • 1544-5208

Digital Object Identifier (DOI)

  • 10.1377/hlthaff.2018.05021

Language

  • eng

Conference Location

  • United States