Employee demand for health insurance and employer health plan choices.

Journal Article (Journal Article)

Although most private health insurance in US is employment-based, little is known about how employers choose health plans for their employees. In this paper, I examine the relationship between employee preferences for health insurance and the health plans offered by employers. I find evidence that employee characteristics affect the generosity of the health plans offered by employers and the likelihood that employers offer a choice of plans. Although the results suggest that employers do respond to employee preferences in choosing health benefits, the effects of worker characteristics on plan offerings are quantitatively small.

Full Text

Duke Authors

Cited Authors

  • Bundorf, MK

Published Date

  • January 2002

Published In

Volume / Issue

  • 21 / 1

Start / End Page

  • 65 - 88

PubMed ID

  • 11845926

Electronic International Standard Serial Number (EISSN)

  • 1879-1646

International Standard Serial Number (ISSN)

  • 0167-6296

Digital Object Identifier (DOI)

  • 10.1016/s0167-6296(01)00127-8


  • eng