Choosing among employer-sponsored health plans: what drives employee choices?
Publication
, Journal Article
Schwartz, J; Hadler, NM; Ariely, D; Huber, JC; Emerick, T
Published in: Journal of occupational and environmental medicine
March 2013
To probe employee basis for choosing health plans.In a Web study, 337 employees from large private and public employers were asked to choose among health plans varying on several common dimensions.On per-dollar basis, respondents were more willing to spend $3 to $4 on out-of-pocket copayments than $1 on premiums. Nevertheless, sensitivity to monthly premium is greatest among those who are younger and cover only themselves, whereas sensitivity to the annual deductible is greatest among nonwhite families.Employees are facing a complicated choice and might be well-served by more information about the value of options under different likelihood scenarios.
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Published In
Journal of occupational and environmental medicine
DOI
EISSN
1536-5948
ISSN
1076-2752
Publication Date
March 2013
Volume
55
Issue
3
Start / End Page
305 / 309
Related Subject Headings
- North Carolina
- Middle Aged
- Male
- Logistic Models
- Humans
- Health Benefit Plans, Employee
- Female
- Environmental & Occupational Health
- Deductibles and Coinsurance
- Choice Behavior
Citation
APA
Chicago
ICMJE
MLA
NLM
Schwartz, J., Hadler, N. M., Ariely, D., Huber, J. C., & Emerick, T. (2013). Choosing among employer-sponsored health plans: what drives employee choices? Journal of Occupational and Environmental Medicine, 55(3), 305–309. https://doi.org/10.1097/jom.0b013e318279d74c
Schwartz, Janet, Nortin M. Hadler, Dan Ariely, Joel C. Huber, and Thomas Emerick. “Choosing among employer-sponsored health plans: what drives employee choices?” Journal of Occupational and Environmental Medicine 55, no. 3 (March 2013): 305–9. https://doi.org/10.1097/jom.0b013e318279d74c.
Schwartz J, Hadler NM, Ariely D, Huber JC, Emerick T. Choosing among employer-sponsored health plans: what drives employee choices? Journal of occupational and environmental medicine. 2013 Mar;55(3):305–9.
Schwartz, Janet, et al. “Choosing among employer-sponsored health plans: what drives employee choices?” Journal of Occupational and Environmental Medicine, vol. 55, no. 3, Mar. 2013, pp. 305–09. Epmc, doi:10.1097/jom.0b013e318279d74c.
Schwartz J, Hadler NM, Ariely D, Huber JC, Emerick T. Choosing among employer-sponsored health plans: what drives employee choices? Journal of occupational and environmental medicine. 2013 Mar;55(3):305–309.
Published In
Journal of occupational and environmental medicine
DOI
EISSN
1536-5948
ISSN
1076-2752
Publication Date
March 2013
Volume
55
Issue
3
Start / End Page
305 / 309
Related Subject Headings
- North Carolina
- Middle Aged
- Male
- Logistic Models
- Humans
- Health Benefit Plans, Employee
- Female
- Environmental & Occupational Health
- Deductibles and Coinsurance
- Choice Behavior