Efficiency in employment-based health insurance: The potential for supra-marginal cost pricing
Publication
, Journal Article
Bradford, WD
Published in: Economic Inquiry
January 1, 1996
Currently, the majority of privately insured individuals in the U.S. are insured through their employers. This has significant implications for competition and the ability of a "competitive" insurance industry to assure marginal-cost pricing. The central barrier to competition arises when employers restrict their employees' ability to select among insurance carriers. Several models of insurer profit maximization are explored which demonstrate that supra-marginal cost pricing is likely to persist even when the insurance market appears "competitive.".
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Published In
Economic Inquiry
DOI
ISSN
0095-2583
Publication Date
January 1, 1996
Volume
34
Issue
2
Start / End Page
341 / 356
Related Subject Headings
- Economics
- 3803 Economic theory
- 3802 Econometrics
- 3801 Applied economics
- 14 Economics
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Bradford, W. D. (1996). Efficiency in employment-based health insurance: The potential for supra-marginal cost pricing. Economic Inquiry, 34(2), 341–356. https://doi.org/10.1111/j.1465-7295.1996.tb01381.x
Bradford, W. D. “Efficiency in employment-based health insurance: The potential for supra-marginal cost pricing.” Economic Inquiry 34, no. 2 (January 1, 1996): 341–56. https://doi.org/10.1111/j.1465-7295.1996.tb01381.x.
Bradford WD. Efficiency in employment-based health insurance: The potential for supra-marginal cost pricing. Economic Inquiry. 1996 Jan 1;34(2):341–56.
Bradford, W. D. “Efficiency in employment-based health insurance: The potential for supra-marginal cost pricing.” Economic Inquiry, vol. 34, no. 2, Jan. 1996, pp. 341–56. Scopus, doi:10.1111/j.1465-7295.1996.tb01381.x.
Bradford WD. Efficiency in employment-based health insurance: The potential for supra-marginal cost pricing. Economic Inquiry. 1996 Jan 1;34(2):341–356.
Published In
Economic Inquiry
DOI
ISSN
0095-2583
Publication Date
January 1, 1996
Volume
34
Issue
2
Start / End Page
341 / 356
Related Subject Headings
- Economics
- 3803 Economic theory
- 3802 Econometrics
- 3801 Applied economics
- 14 Economics