The defined-contribution plan: the next generation of healthcare financing.

Published

Journal Article

In response to rising health insurance premiums, many purchasers of coverage are evaluating the possibility of implementing defined-contribution health insurance plans. Under a defined-contribution plan, employers or the government pay a specified portion of the premium, and the consumer chooses a plan from a menu of options, paying the balance of the premium based on their plan selection. A shift to a defined-contribution model will have far-reaching implications for consumers, employer and government purchasers, payers, and providers. Providers will face changes in consumption patterns and the need to develop a brand image, market their strengths directly to consumers, educate consumers about their services and pricing, and reconfigure infrastructures to be able to respond efficiently to consumer demands.

Full Text

Duke Authors

Cited Authors

  • Emery, JD

Published Date

  • January 2001

Published In

Volume / Issue

  • 55 / 1

Start / End Page

  • 37 - 39

PubMed ID

  • 11211485

Pubmed Central ID

  • 11211485

International Standard Serial Number (ISSN)

  • 0735-0732

Language

  • eng